Insurance carriers in Florida are making it very difficult to obtain and maintain homeowner’s insurance. In short, they are not willing to carry risk beyond the main perils (fire, lightning, windstorm, explosion, smoke, and vandalism). You are also typically covered for aircraft/vehicle collision and riot/civil commotion (although this may be excluded in some areas due […]

Most people understand building components have a life cycle or useful life expectancy, but they rarely plan or budget for replacement. If you are buying a resale home, you should also understand you may need to replace aged components and budget accordingly.

All building components and materials undergo obsolescence. As materials or components age, they fail. Many homebuyers fail to recognize the need to update or replace these critical components when buying homes.

The real-estate market just west of Jacksonville, FL is still a buyers’ market. Many people don’t think of looking for a home west of downtown; it’s just not the vogue thing to do but you should.

The State of Florida regulates home inspectors and by law, home inspectors must convey basic information included in the Standards of Practice for a Home Inspector. This includes a visual inspection of the primary building components such as the plumbing, electrical, exterior, roof, built-in appliances, and site conditions that may affect the structure. The Inspector […]