The single most important reason new homeowners should have their home inspected before the end of the first year of ownership is to document deficiencies and/or concerns before the builder transfers the warranty to a 3rd-party warranty provider. The builder is required to notify the 3rd-party warranty provider of any known issues. Depending upon the […]

Every homeowner was a “first-time home buyer” at one time. Do you understand obsolescence?

Effective June 30, 2022, Senate Bill 2-D will now provide some relief to Florida homeowners who are struggling with cancellations, renewals, and premium costs.

The first thing is – don’t panic! Termite swarms are common in Florida. Different termite species swarm much of the year in Florida in their quest to establish new colonies, but few actually survive.

Insurance carriers in Florida are making it very difficult to obtain and maintain homeowner’s insurance. In short, they are not willing to carry risk beyond the main perils (fire, lightning, windstorm, explosion, smoke, and vandalism). You are also typically covered for aircraft/vehicle collision and riot/civil commotion (although this may be excluded in some areas due […]