Category: Homeowner Insurance

Roof inspection

Help Is On The Way For Florida Homeowners!

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Effective June 30, 2022, Senate Bill 2-D will now provide some relief to Florida homeowners who are struggling with cancellations, renewals, and premium costs.

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4-Point Inspection

The Florida 4-Point Insurance Report

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Your offer was accepted. You did your due diligence, or maybe you didn’t…maybe you’re just delighted at the prospect of being a homeowner in Florida. You paid over list price; no big deal…homes in Florida are still a bargain compared to many areas around the country, and you beat 16 competing offers to get this […]

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Home Inspectors Jacksonville

A Homeowners Worst Nightmare

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I knew the wall in this home would be water damaged. Without this hole in the wall, how would you know the wall in your home was rotting? Even more importantly, how would your home inspector know?

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Homeowner Insurance

The Insurance Marketplace

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The Florida insurance marketplace is an absolute mess, and it appears to be getting worse. Homebuyers and homeowners who are accustomed to shopping for the best rates with multiple carriers are in for a rude surprise. You may be lucky to get one quote; and you probably won’t like the price, the coverage, or recognize […]

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Home Inspection

Foundation Certification

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If you’re buying a modular, mobile, or manufactured home, you will need a foundation certification to obtain a mortgage and homeowners insurance.

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Homeowner Insurance

Updated Florida Homeowner Insurance Requirements

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Insurance carriers in Florida are making it very difficult to obtain and maintain homeowner’s insurance. In short, they are not willing to carry risk beyond the main perils (fire, lightning, windstorm, explosion, smoke, and vandalism). You are also typically covered for aircraft/vehicle collision and riot/civil commotion (although this may be excluded in some areas due […]

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You don't have to choose the most qualified inspector, but it does help!

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