The first thing is – don’t panic! Termite swarms are common in Florida. Different termite species swarm much of the year in Florida in their quest to establish new colonies, but few actually survive.

Insurance carriers in Florida are making it very difficult to obtain and maintain homeowner’s insurance. In short, they are not willing to carry risk beyond the main perils (fire, lightning, windstorm, explosion, smoke, and vandalism). You are also typically covered for aircraft/vehicle collision and riot/civil commotion (although this may be excluded in some areas due […]

Most people understand building components have a life cycle or useful life expectancy, but they rarely plan or budget for replacement. If you are buying a resale home, you should also understand you may need to replace aged components and budget accordingly.

The State of Florida regulates home inspectors and by law, home inspectors must convey basic information included in the Standards of Practice for a Home Inspector. This includes a visual inspection of the primary building components such as the plumbing, electrical, exterior, roof, built-in appliances, and site conditions that may affect the structure. The Inspector […]

IF YOU ARE BUYING A NEW CONSTRUCTION HOME, the single most important thing you can do to protect your rights against defective construction or latent defects is to have the home inspected before the end of the first year of ownership. This inspection is even more important than having a pre-closing inspection. Unless you observe […]