Tag: Jacksonville homeowners insurance
Florida Home Inspections
New Citizens Insurance 4-Point Report Requirements
It’s going to be harder to sell older homes… Effective February 7, 2018, Citizens Property Insurance issued new guidelines for 4-Point inspections on homes over 30 years old. Citizens is the largest carrier serving Florida and, no, simply finding a different carrier may not help. This requirement results in more risk and time to the […]
Pest Control
Pest Control: A Method to Prevent Insurance Claims from Being Denied
What you consider to be a “sudden, catastrophic” leak may be considered a “systemic” leak by your insurance carrier, and your claim may be DENIED. Welcome to the field of forensic water assessment. Forensic assessment compiles the study of building materials as they relate to water absorption in differing environments, mycology of mold and […]
wind mitigation
Understanding Wind Mitigation
UNDERSTANDING WIND MITIGATION The Florida Office of Insurance Regulation has mandated that Florida homeowners are entitled to certain discounts on the wind portion of their property insurance policy. In order to receive the discounts, most homes must have the home inspected by a qualified inspector who will prepare a report detailing which, if any, credits […]