Spring has arrived and Jacksonville homeowners should start preparing their homes for the summer storm season.

There are two primary reasons your insurance carrier may deny your claim: You declined the endorsement, or it wasn’t offered to you. Your damage was caused by a chronic/systemic leak regardless of whether you knew about it.

I knew the wall in this home would be water damaged. Without this hole in the wall, how would you know the wall in your home was rotting? Even more importantly, how would your home inspector know?